I am in the process of preparing to take advantage of the $400B home owner rescue package that will be signed by President soon. I need to apply to my mortgage company for restructure of my mortgage to lower my payments. What documents do I need to prepare? I hear of a budget that needs to be prepared. What details must this budget include?What documents do I need to apply for mortgage restructure from my bank?
I have been getting help with that quesiton at loansafe.org
The site has information on what you need to do as well as contacts to different banks/mortgage companies. They are with you when ever you have a question and there are success stories there and people are willing to help and answer questions and point you in the right direction.
Hope this helps I am in the process of trying to do a loan modification as we speak. Been at it a week now but sometimes it takes longer. They say you have to be patient.
But get your hardship letter ready (sample are on that site)
Financial budget. With 150 to 200 left. Pay stubs, bank statements etc. Good luck
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