What are the benefits of seeing a mortgage adviser?

Should i just speak to my bank?What are the benefits of seeing a mortgage adviser?
Independent Mortgage advisers can offer deals from the whole of the market place. But be sure to ask if the cover the whole market or just a selection of lenders .





Choosing a mortgage is one of the most important financial decisions you'll ever make, with the wrong decision potentially costing you thousands of pounds.





A good mortgage adviser will guide you through the thousands of mortgages there are available, and recommend the best deal for you based on a thorough exploration of your needs.





In addition to clarifying your needs, a good adviser will provide and explain all this information, thoroughly check whether you can afford the mortgage you want to take on, fully explain the different deals and repayment methods available, and advise you which is the most suitable.





Disclaimer:


The answers above are for guidance only and should not be acted upon without you receiving professional mortgage advice relevant to your circumstances. To find an independent mortgage adviser please go to http://www.unbiased.co.ukWhat are the benefits of seeing a mortgage adviser?
Well worth seeking advise from a mortgage adviser, as they have access to all products and will advise you of the most competitive mortgage lenders out there. At the end of the day, they will find you the best deal out there for you. Remember to ask them if they charge you additional extras for their service. By seeing your bank I presume they will only offer you their deals. By all means seek advise from both a mortgage adviser and you bank and compare the two. We have always gone through mortgage advisers when we first got our mortgage as well as re-newing when our deal was up.
An independent mortgage adviser should offer you the best deal to fit your plans.


A bank will simply offer their limited range of products which might not be best for you.


There are a lot a different rates out there and you need to decide not only on the best interest rate, but which is suitable for your needs; interest only, tracker, discounted for a period, whatever.


Best to go to an independent..... or try two different ones to be sure.
a mortgage adviser will go thro which mortgage type would be best for you , he will run thro many different company's to see who can give you the best deal , its worth a try , but some advisers do charge alot of money try on line and see if you can do it your self x
A mortgage advisor will not be tied to a particular bank's products..
They will search wider than just 1 bank.