2nd mortgage Foreclosure: How long is the delay to put it on your credit?

We paid off a 2nd mortgageforeclosure before it went through. We continued to pay on our first mortgage with no problem. The attempted forclosure was not on our credit report until we refinanced with a new mortgage company. Is this fair? It looks suspicious that it only appeared on our credit after we refinanced with a new company. We understand that business is business but it seems that they were fine with everything until we pulled our mortgage from them and went with another company.2nd mortgage Foreclosure: How long is the delay to put it on your credit?
Well, you were late, so the info is accurate.





It is probably just a coincidence... sometimes it takes time to get stuff posted onto a credit report.2nd mortgage Foreclosure: How long is the delay to put it on your credit?
If your loan is held by Freddie or Fannie, you might qualify for a refi or loan mod.





First, find out if your loan is held by Fannie or Freddie. Contact them here to find out. They give you the phone number to call Fannie and Freddie directly to see if your loan is held by one:


http://www.financ

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It sounds like we are pretty much in the same boat. I'd be very interested in talking to you about your rifi and credit issue. We are having all kinds of trouble with ours.. I'm just wondering if maybe its the same company....email me if you dont mind talking about it at jvallery@hotmail.com
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http://www.realestate-investment-solutions.com is the best resource for mortgage information. With over 10,000 posts it is the most comprehensive site of its kind anywhere online.
They can post it on your credit on the 31st day once it becomes late