Ok...I get a call from a lady saying my mortgage company assigned her my file and that she could get me a lower interest rate. Well great, I said to tell me what she could do. Never did I give her my or my husbands social security numbers or any info. Well, she checked our credit without my or his permission. I called my mortgage company and they said they never give my info to anyone....yet this lady says they did and that this is how she had my info. What should I do?What can I do about a mortgage company checking my credit without my permission?
I would ask the lady for the name of the person at the original mortgage company who gave her your information. Someone is lying here. If she won't tell you, then you know it's HER (or her company). She might be pulling your leg about having your social security number AND about checking your credit.What can I do about a mortgage company checking my credit without my permission?
I think that you should check this website. If you feel that you fall into any of these category's, than I suggest for you to file a complaint.
You can file a complaint on-line or mail.
Good Luck.........
sounds like they are fishing for information. mortage companies usually sell your account to another company, but do not tell them information about you unless they sell the contract to them. also, once your name shows up under the county tax files, some companies go and try to find out anything they can about you and say that they have a great program for you. don't get caught in this type of trap.
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