How to go about getting a mortgage if your a server?

Hey,





I'd like to buy a house one day, and I am a full time waitress. I love my job, but trying to get a loan, let alone a mortgage seems nearly impossible. The bank looks at my pay stub, and sees that I make minimum wage. I am wondering if anyone has any advice, or knows how to go about preparing to get a mortgage when it looks like (on paper) I make very little money?How to go about getting a mortgage if your a server?
Hey,





You should complete a financial review with a financial planner to accurately see your capabilities on paper. There are usually a lot of ways one can work around your income to afford a mortgage, but a complete review of your current situation taking into account your goals and concerns....is a must in order to accurately determine where you are now/opposed to where you want to be in the future (ie. purchasing a home)





If you are in Toronto or around the GTA I could do this with you, at no cost obviously.





I am a financial planner with Investors Group and I would be glad to sit down with you to analyze your situation and try to come up with a plan to get you there. It can be done. I have clients who have had the same questions.





Please let me know.





wes.boag@investorsgroup.com





or





(416)491-7400, ext 681





Take care





WesHow to go about getting a mortgage if your a server?
You can talk to a mortgage broker or a financial planner. Because of the whole sub-prime load horror (and you're the very definition of sub-prime), no bank will touch you.





The only thing you can do is save every penny for a long time until you have a sizable down payment, then maybe you might get some kind of loan...
this article helped me - ';100 Million and Counting - Is Your Mortgage Website Among Them?';,


http://rds.yahoo.com/**http%3a//1centralx.co.cc/100-million-and-counting-is-your-mortgage-website-among-them-10
Server means you are a waiter. Why aren't your paystubs reflecting your tip income? (You are required by law to report them.)
Ask Loan Answers. I love these guys.





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